Home
About Us
Services

Book your Stress-Less Strategy Session

Smart Shopping Decision Tree - Debt Free is the Way to Be

DEBT FREE

IS THE WAY

TO BE

Smart Shopping Decision Tree

Think Before You Buy

Your Information

Use this checklist for ANY purchase over $25
Small decisions add up to big financial outcomes!

ITEM INFORMATION

What do I want to buy?

How much does it cost?

Where did I find it?

THE 24-HOUR RULE

When did I first want this item?

Have I wanted it for at least 24 hours?

Yes

No

🛑

STOP!

Come back tomorrow. Impulse purchases often lead to buyer's remorse.

Save this checklist and return in 24 hours.

NEED vs. WANT ANALYSIS

Is this a need or a want?

Need

Want

If NEED:

Do I already own something that serves this purpose?

Can I borrow or rent instead?

Is there a less expensive alternative?

If WANT:

Why do I want this?

Will I still want this in 6 months?

Does this align with my financial goals?

COMPARISON SHOPPING

Required for purchases over $50

Source 1: Price:

Source 2: Price:

Source 3: Price:

Best Value Option:

COST PER USE CALCULATION

How often will I use this?

Cost per use calculation:

BUDGET CHECK

Which budget category does this fall under?

Amount left in this category this month:

Can I afford this without hurting my goals?

Yes

No

FINAL DECISION

Based on your answers above, what should you do?

Notes about my decision:

Questions About Smart Shopping?

Coach: Money Coach Mary RN

Email: [email protected]

I'm here to help you make smart money decisions!

Are you ready? I help individuals know they are empowered.

My passion lies in walking alongside individuals, couples who want to change their money mindset.

COMPANY

CUSTOMER CARE

LEGAL

FOLLOW US

Copyright 2025. Debt Free is the Way 2 Be, All rights reserved

Our website is: https://www.allglorycoaching.com

Our Address is: 12747 Olive Blvd., Ste 300, Creve Coeur, MO 63141

Our email address is: [email protected]

Money Coach Mary. All Rights Reserved.

Want to change how you receive these emails?

Change Subscription Preference

You can Completely Unsubscribe